TNNs KIVA donations-See the impact - Last post.

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Minty
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TNNs KIVA donations-See the impact - Last post.

Post by Minty » Sat Aug 31, 2013 5:34 pm

Following on from the Mamapads for Zimbabwe threads Leanne and I have had fun lending to people all over the world. Here are our borrowers:

We think this will link to our account https://www.kiva.org/lender/thenappynetwork3132

Molly the chicken farmer in Zimbabwe (Zvataida Group)
http://www.kiva.org/lend/599552

Makarimal Akhlakh Gpe 44 Group (foodstuffs to sell in Senegal)
http://www.kiva.org/lend/601246

Modesto from El Salvador - corn farmer
http://www.kiva.org/lend/601293

Maria Santos from El Salvador - new doors to make her home safe & secure
http://www.kiva.org/lend/601282

Maa Durga Group from India - dairy milk farmers
http://www.kiva.org/lend/599744

J. Asunción - a biodigestor farmer in Mexico
http://www.kiva.org/lend/599733

Mavambo Group - Zimbabwe electrical retail store
http://www.kiva.org/lend/599563

Chikanga Stars Group - Zimbabwean clothing resale group
http://www.kiva.org/lend/597736
Last edited by Minty on Thu Oct 29, 2015 7:51 am, edited 2 times in total.
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Kaz
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Re: TNNs KIVA donations

Post by Kaz » Sat Aug 31, 2013 6:07 pm

\:D/ :D

Nice to see so many people getting help.
You can never really take control of your life but you can control how you choose to live it.

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Minty
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Re: TNNs KIVA donations

Post by Minty » Wed Oct 16, 2013 2:13 pm

Update:

One of our loans wasn't funded in time (Makarimal Akhlakh Gpe 44 Group (foodstuffs to sell in Senegal)), so the funds became available again for lending.

I had a quick squizz at available loans in Zimbabwe and the top one was for a lady keeping chickens. I have loaned the Komborero Group in Masvingo $25.

http://www.kiva.org/lend/616822


:vibes: :vibes: Thanks again TNNers :vibes: :vibes:
Nic
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Razz
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Re: TNNs KIVA donations

Post by Razz » Wed Oct 16, 2013 2:21 pm

awesome!! I love Kiva :D
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Re: TNNs KIVA donations

Post by Minty » Wed Jan 15, 2014 9:08 am

Two more loans for women's groups in Zimbabwe chosen this morning.

The Sunshine Stars Group

http://www.kiva.org/lend/654710

and The Blessing Queens Group

http://www.kiva.org/lend/657026

Our earlier loans are tracking along nicely with many 30 - 40% repaid already. :vibes:


This is our portfolio. You should be able to view it, as I have set it to public, so if you can't (and would like to), let me know and I'll have another look. :D

http://www.kiva.org/lender/thenappynetwork3132


Kiva still has the 'Invite a Friend' programme going, so if you are interested in making a $25 loan yourself, and The Nappy Network Kiva group invites you, The Nappy Network Group will be given another $25 to lend to another borrower (for free :TNN1:).
Nic
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Re: TNNs KIVA donations

Post by Razz » Wed Jan 15, 2014 10:27 am

:thumb:
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Minty
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Re: TNNs KIVA donations

Post by Minty » Wed Feb 19, 2014 7:44 am

Our money just keeps giving. :vibes:

Another loan made this morning, to Delmy from El Savador.
Delmy is a hardworking, 57-year-old woman. She did not attend school. She is currently single and has two children who work and live at home, supporting her to the extent that they are able. She makes a living by selling fruit in the market. She has been working in this business for more than 25 years. Her family taught her the business, and that is how she learned. She takes public transportation to the city each day, and it takes one hour to get to the market.

Delmy is requesting this loan from CrediCampo to purchase more fruit. This way, she will be able to sell much more and also improve her life since she will have more income that will allow her to move her family forward. She has many goals for the future. She hopes that her business will grow so that she can earn more money and improve her quality of life.


http://www.kiva.org/lend/669616

View the complete TNN profile here:

http://www.kiva.org/lender/thenappynetwork3132
Nic
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Re: TNNs KIVA donations

Post by Minty » Fri Apr 18, 2014 10:09 am

And we're off and lending again.

We have loaned to Petron:

http://www.kiva.org/lend/693671

Petron is a 20-year-old single woman residing in Nkayi District in Zimbabwe. She currently operates a stall at the local flea market where she sells clothes and handbags. She has been running the business for three months and is really pleased with how far she has come in such a short time.

And to Letwin:

Letwin is a 27-year-old business woman. She is married with two children and currently lives in the Gokwe North district of Zimbabwe. To support herself, Letwin has been successfully operating a grocery shop for one year and has managed to employ one person. She sells margarine, drinks, sugar, cooking oil and flour. With the requested loan she intends to buy cartons of sugar, drinks, cooking oil, rice, flour and margarine. Letwin wishes to expand her business to a bigger and more reliable source of income in the next five years. The Kiva loan will help her improve her business thus upgrade her standard of living and to take care of her two children.

http://www.kiva.org/lend/694651

Both women are involved with Camfed. https://camfed.org/

Letwin is a Camfed Learner Guide at the local secondary school where she teaches students valuable life skills, and Petron volunteers as a member of Cama, a network of Camfed alumnae who strive to keep children in school.

About Camfed
The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.

View the complete TNN profile here:

http://www.kiva.org/lender/thenappynetwork3132

If you missed out on contributing to this TNN lending fund and you would like to be involved, I can add donations at any stage - any amount is welcome and allows us to continue lending to new borrowers for a long time. If anyone is interested in setting up their own KIVA account, and the TNN group invites you, the TNN group will get a $25 bonus to lend for free.
Nic
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Re: TNNs KIVA donations

Post by amcham » Tue Apr 22, 2014 12:08 am

It is great to see so many people being helped :) 14 loans is pretty impressive!
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Minty
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Re: TNNs KIVA donations

Post by Minty » Wed May 14, 2014 6:59 am

Update from Zimbabwe (wow it puts our interest rate issues into perspective!):
Hi,

My name is Mac Parish, and I am a Portfolio Manager for Anglophone Africa at Kiva. Since you made a loan to Zimbabwe in the past, I thought you might like to hear about my recent trip there. My main job is to help the organization find partners throughout Africa who could use our funding to deepen the impact they have with clients.

MicroKing is a Kiva Field Partner in Zimbabwe that is beginning to develop loan products directed at rural farmers. Kiva's capital will enable the organization to expand its reach while charging interest rates that are well below the country's average for microfinance institutions.

Zimbabwe has struggled with liquidity issues since 2009, and as a result getting a loan in the country is difficult for anyone. Interest rates are high and repayment terms are short.

For people looking for microloans, getting access to funds is even harder. The microfinance industry is still nascent, and the cost of accessing funds and doing business is so high that MicroKing's APR of 60% for their group loans is on the inexpensive side. As a point of comparison, one of MicroKing's competitors offers 30-day loans at 35%. That's an APR of 432%.

I am really excited about MicroKing's Kiva program for two reasons. First, we have worked with the institution to develop a specific Kiva loan product that is offered to MicroKing's clients at a reduced interest rate of around 40% APR (20% less than MicroKing's group loan). Clients can also repay over up to 24 months, which gives them more flexibility.

Second, Kiva provides MicroKing with an easily accessible line of credit, and therefore much needed liquidity to make loans to its clients. Every time MicroKing posts a loan to Kiva that gets fully funded, that client is guaranteed to receive the loan. Kiva's ability to get cash to MicroKing despite the macroeconomic challenges of working in Zimbabwe means that MicroKing can make more loans to clients that need them.

When you lend to a borrower at MicroKing, you are enabling loans that would not happen without your investment. MicroKing's borrowers get better rates, and the organization gets access to more funds, which means that more people get loans they need. Thank you for your support.

Thanks for reading!
Mac
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Nic
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Re: TNNs KIVA donations

Post by Minty » Mon Jun 30, 2014 5:51 pm

And TNN's Kiva loan helps again. This time Mrs Battsetseg in Mongolia will benefit.

http://www.kiva.org/lend/729016

Image

Mrs. Battsetseg, 45 years old, lives with her two children in Ulaanbaatar, capital city of Mongolia. She has been rendering transportation services to local people for more than ten years. Her daughter currently studies at university, while her son goes to high school. She is requesting a loan of 3000 USD to buy building materials such as cement, bricks, planks and fiberglass to build a barn next to her house. The borrower is very hardworking individual who used her previous loans for there purpose each time and repaid all installments without any delay. Two years ago, her husband left his family and since that time, she is doing all the work she can to make sure her children get adequate education for their future.
Nic
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Re: TNNs KIVA donations

Post by Callum's godmother » Thu Jul 10, 2014 7:27 pm

sounds great nicci!

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Re: TNNs KIVA donations

Post by Minty » Sun Sep 07, 2014 6:41 pm

Thanks again TNN supporters. Two more loans made with the money raised from selling cloth pads.

Florence in Zimbabwe:

Image
Greetings from Bulawayo, the second largest city in Zimbabwe. Florence is 37 years old and married with one child who is attending school. She has run a retail shop selling clothing and footwear for 11 years and has two employees to assist her. Florence also rears poultry for sale. Her main challenge has been a lack of working capital which makes her unable to meet customer needs.

She has requested a $2,250 loan to buy clothing, footwear and poultry feed. She says the income realized as a result of this loan will help pay for household expenses. In the future, Florence would like to operate more retail shops and increase the output of her poultry project.
And Zahera in India.

Image
Sahera, age 26, is a married woman. She is from Dhupguri. She is an illiterate homemaker who is blessed with one son who reads in grade two and one daughter who is a toddler. She lives in the small village of Madhyapara in Jalpaiguri district.

Sahera's husband deals in the business of selling animals. Sahera is involved in this business with her husband. They buy baby goats, raise them, and sell their milk to her neighbors. Sometimes they sell them in the market when they grow up.

Now they want to grow their business. For this reason, Sahera applied for a loan from Kiva's partner BJS to purchase more goats. Her husband is very experienced and has good contacts in the market. With this loan, he will definitely expand this business and increase their income level. Sahera is very much hopeful that with the help of the loan, she can prosper in the business.

She appreciates the financial help of her lenders.
Nic
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The art of living is more like wrestling than dancing. — Marcus Aurelius Antoninus

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Re: TNNs KIVA donations

Post by Callum's godmother » Sun Sep 07, 2014 7:54 pm

\:D/

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Re: TNNs KIVA donations

Post by Razz » Sun Sep 07, 2014 10:08 pm

:vibes:
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